Elderly Care – Are you feeling trapped with such limited options?

Elderly care

Elderly Care Although we gain benefit from the knowledge and wisdom as we grow older it offers very few other benefits. Apart from the obvious, and not very exciting prospects of “dying”, there are greater risks of ill health developing  too.

Team Home Help delivering elderly care solutions

 

Unfortunately, and perversely ironic, those people who have been prudent and thrifty throughout their entire lives are now the most at risk of losing all or part of their assets. For example, you have a home free of mortgage, cash in the bank, either savings or a pension.

BEWARE! If you fall into ill health and require residential or domiciliary care, in theory you could be on the way to losing everything.

On the other hand (ironically) those people who have lived a life of the exact opposite:– not prudent, or thrifty, and have zero assets-financially -have no risks.

Elderly care today? Overview

For many there comes a time when various ailments and frailly begins to take its toll. What better than a younger pair of hands/eyes and ear to help support our independence in remaining in our own home.

In the case of my own father in law this began with 1 career visit 7 days per week, 2 x per day- for 30 minute intervals. Just enough time to say hello, stick something in the microwave and goodbye.

Dad was penalised for having savings above a certain threshold, and was required to pay for his care. The costs in the beginning were quite manageable, around £100.00 per week.

Is this right and fair that a man who had worked hard all his life, paid his taxes, scrimped and saved to accumulate a deposit to buy his own home, is then subjected to seeing everything taken away by legalised government robbery.

However, as he grew older, having developed Parkinson’s and suffered a couple of heart attacks (brought on by the falls)– stumbling over etc., he needed much more care. Eventually needing 2 carers 4 x per day, which was eating up his savings at a rate of £400.00 per week.

Quite rightly in my view, Dad begrudged having to pay these substantial sums of money from his precious savings which had taken him a lifetime to accumulate. Especially when there are others out there who possess no savings, living in rented accommodation, and yet have ironically had everything paid for by the state.

One of dad’s main concern was not for himself, but for us, as it was his wish to leave us an inheritance. As time progressed this looked less and less likely.

So, is there any affordable means of minimising the risks of this scenario?

Emphatically..YES. Allow us to introduce into your home a cheerful companion from either the Czech or Slovak Republic. Pluses are: affordable as wage expectations are lower. Highly motivated and educated people with good and friendly dispositions.

From personal experience with Dad, the early problems which he encountered (crucially) could have been avoided, with some else around the house to look after him. By avoiding the first set of problems, I am convinced this could well have prevented later and more serious problems down the line. Thus enabling him to remain living independently in his own home and relatively healthy right up until the end.

All of dad’s early problems were brought on by stumbling over. Resulting in 3 heart attacks, broken limbs, and various other things. The first fall was merely as a result of a slightly raised carpet edge.

Elderly care can be delivered cost effetcively and safely by you the service useremploying a live in carer directly.

If he had a live in affordable companion such as an au pair, or mature carer would have ensured none of these events would have happened. In hindsight, it was plain to see all he needed was a younger person to be with him and watch out for him. Not to mention, of course, some companionship.

Just before Dad died, he was due to enter a residential care home and this would have resulted in him losing his home to pay for nursing home fees.

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